MERINO BALCÁZAR, Janella Jhojani; LLATAS RIVAS, Ángel Eduardo. Determining Factors of the Intention to Adopt Fintech Services by Micro and Small Business Owners from Chiclayo, Peru. Journal of Business, Universidad del Pacífico (Lima, Peru), [S. l.], v. 13, n. 2, p. 19–43, 2022. DOI: 10.21678/jb.2021.1650. Disponível em: http://revistas.up.edu.pe/index.php/business/article/view/1650. Acesso em: 16 ago. 2026.