Arriola León, Diego, and Mohsen Ghodrat. “Risk Analysis in Microfinance Using Machine Learning and Potential Integration With Artificial Intelligence Agent”. Journal of Business, Universidad del Pacífico (Lima, Peru) 17, no. 1 (January 30, 2026). Accessed October 27, 2026. https://revistas.up.edu.pe/business/article/view/2798.