Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises

Authors

  • Jhony Alexander Barrera Lievano Corporación Universitaria Minuto de Dios - UNIMINUTO
  • Edwin Mendez Ortiz Corporación Universitaria Minuto de Dios - UNIMINUTO
  • Sandra Parra Ramirez Corporación Universitaria Minuto de Dios - UNIMINUTO

DOI:

https://doi.org/10.21678/apuntes.91.1408

Keywords:

Correlation, Formal credit, Informal credit, Company, Financing

Abstract

The main objective of this study is to determine if there is a dependency association between the characteristics of micro, small and medium-sized companies - MSME, in terms of size, seniority, level of education of their managers and their gender, and the taking of credit drop by drop. An investigation is developed with quantitative methodology and the population under study is taken as MSME of a capital city of Latin America. As the main findings, it is identified that there is a dependency association between the variables of company size, company age, level of education of the manager, and take credit drop by drop.

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Author Biographies

  • Jhony Alexander Barrera Lievano, Corporación Universitaria Minuto de Dios - UNIMINUTO

    Estudiante de doctorado en proyectos de la Universidad Americana de Europa (México), Magister en Dirección Estratégica con Especialidad en Gerencia de la Universidad Internacional Iberoamericana (Estados Unidos), Candidato a Máster Universitario en Administración y Dirección de Empresas de la Universidad Europea del Atlántico (España), Especialista en finanzas y Administrador de Empresas de la Corporación Universitaria Minuto de Dios (Colombia).

  • Edwin Mendez Ortiz, Corporación Universitaria Minuto de Dios - UNIMINUTO

    Estudiante de doctorado en administración de la universidad de Celaya (México), magister en economía y economista de la Pontificia Universidad Javeriana (Colombia).

  • Sandra Parra Ramirez, Corporación Universitaria Minuto de Dios - UNIMINUTO

    Magistra en Relaciones Internacionales de la Pontificia Universidad Javeriana, Especialista en Administración Financiera de la Universidad EAN.

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Published

2022-05-16

Issue

Vol. 49 No. 91 (2022): Apuntes 91

Section

Articles

License

Copyright (c) 2022 Jhony Alexander Barrera Lievano, Edwin Mendez Ortiz, Sandra Parra Ramirez

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

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How to Cite

Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises. (2022). Apuntes. Social Sciences Journal, 49(91). https://doi.org/10.21678/apuntes.91.1408